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Get a World-Class CFO Without the $400K Salary

Strategic financial leadership for startups and small businesses. Make confident decisions about cash flow, profitability, and growth—without breaking the bank on a full-time CFO hire.

Fractional CFO services starting at $3,350/month | Trusted by 50+ growing businesses | 98% client retention

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Strategic financial planning | Cash flow mastery | Growth-focused insights

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You Need CFO-Level Expertise. But Can You Afford $400K+ Per Year?

It's no secret that one of the key ingredients to success in every startup and small business is finance—whether it's cash flow management, profitability analysis, or growth strategy.

Running out of cash despite being "profitable" on paper?

Making critical financial decisions without expert guidance?

Struggling to create accurate forecasts and budgets?

Can't get funding because your financials aren't investor-ready?

No clear visibility into unit economics, burn rate, or runway?

You know you need a CFO but can't justify a $400K+ salary?

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The Average CFO Salary is Over $400,000/Year

Plus benefits, bonuses, and overhead = $500K+ total cost

Most startups and small businesses don't have $400K+ to spare. But you still need strategic financial leadership to scale successfully.

And that's where we come in.

You Need CFO-Level Expertise. You Just Don't Need It Full-Time.

Visual Comparison Table

Full-Time CFO

$400K+ annual salary
+ $100K benefits & overhead   
+ Recruiting costs ($50K+)
+ 3-6 months to find & onboard
Fixed 40 hrs/week (often underutilized)
Generic finance background    
Total: $500K+/year    

CFO4U Healthcare CFO

 Starting at $3,500/month
No benefits or overhead
Immediate start
Expert from day one
Flexible hours matched to your needs
Startup & SMB specialist
Total: $42K-$60K/year
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Get the Same Strategic Financial Expertise at 10-20% of the Cost

Get the Same Strategic Financial Expertise at 10-20% of the Cost

Benefits

Same Strategic Expertise

•    Financial planning & forecasting
•    Cash flow management
•    Budgeting & scenario modeling
•    Growth strategy & fundraising support
•    KPI tracking & dashboards
•    Board-level financial insights

Fraction of the Cost

•    Pay only for what you need
•    No salary, benefits, or overhead
•    Scale up or down as you grow
•    Predictable monthly investment
•    ROI from day one

Startup & SMB Specialized

•    Deep understanding of growth-stage challenges
•    Fundraising and investor relations experience
•    Unit economics and profitability optimization
•    Burn rate and runway management
•    Immediate value—no learning curve

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When Does It Make Sense to Hire CFO4U?

Your revenue is $500K - $10M annually

You're struggling with cash flow despite being "profitable"

You're planning to raise capital or seeking investors

You need strategic financial guidance, not just bookkeeping

You're scaling rapidly and need financial controls

You want expert CFO insights without $400K+ costs

Strategic CFO Services That Drive Growth—At a Price That Makes Sense

At CFO4U, we deliver the same strategic services as a full-time CFO at a fraction of the cost. Get the financial leadership you need to scale confidently.

Strategic Financial Planning

•    Multi-year financial modeling
•    Budgeting and forecasting
•    Scenario planning and sensitivity analysis
•    Unit economics optimization
•    Profitability analysis by product/service

Cash Flow Mastery

•    Cash flow forecasting and management
•    Working capital optimization
•    Burn rate and runway tracking
•    Expense management strategies
•    Financial risk mitigation

Growth & Fundraising Support

•    Investor-ready financial packages
•    Pitch deck financial modeling
•    Due diligence preparation
•    Valuation analysis
•    Strategic growth planning

All at 10-20% of the cost of hiring a full-time CFO

Why Growing Businesses Choose CFO4U Over Hiring a Full-Time CFO

HOW IT WORKS 

Simple, Strategic, Affordable

Step 1: Free Discovery Call 

We learn about your business, challenges, financial goals, and growth plans. We'll show you exactly how much you can save vs. hiring a full-time CFO.

Step 2: Custom CFO Solution 

We design a tailored fractional CFO service package that fits your business stage, industry, and budget—delivering maximum value at a fraction of full-time cost.

Step 3: Ongoing Strategic Partnership 

You get dedicated CFO-level support, regular financial insights, strategic planning sessions, and a trusted advisor who's invested in your growth.

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